Support.

No. SpendTally has no account system. The app starts working the moment you open it. There is no email, no password, no sign-in.

On your iPhone, in a local SwiftData store inside the app's sandbox. It does not leave your device, except in your iCloud Backup if you have that turned on (see the Privacy Policy, §4.1). To turn off iCloud Backup for SpendTally specifically: iOS Settings → [your name] → iCloud → Manage Account Storage → Backups → [your device] → Show All Apps → SpendTally → toggle off.

Two ways: (1) Use the in-app export to save a JSON file to a location you choose — Files, AirDrop, iCloud Drive, etc. (2) Leave iCloud Backup on and your iPhone will back up the app's data automatically. Both are your data, controlled by you.

Open the app and go to Settings → Clear All Data. This wipes the local SwiftData store. If you have iCloud Backup on, you can also exclude the app from future backups (see above) and then delete the existing backup to remove historical copies.

No. SpendTally is free, with no in-app purchases, no premium tier, and no "unlock" paywall. The whole app is on the screen you see when you open it.

That's the point of the app. Most of us mentally price things monthly or per-purchase — $5 for a coffee, $15 for a streaming service, $185 for a gym. SpendTally multiplies those by the number of times they happen in a year so you can see the real cost. If the number feels painful, the app has done its job.

Yes. When you add a cost, choose One-time in the spending-timing section. You can also pick a Fixed date for known future expenses.

Yes. You can change the display currency in Settings → Income & Currency. Income is entered in the chosen currency; all calculations use that currency.

Yes. Open any cost, tap the share icon, and a 5:7 shareable card is saved to Photos. The card shows the cost name, yearly total, share of your income, and the 5-year total. You then share the saved photo through any app you like — Messages, Instagram, WhatsApp, etc. SpendTally itself never receives the share.

Yes — fully. SpendTally never touches the internet. Airplane mode, no Wi-Fi, no cellular: the app still works.

Not yet. SpendTally is iPhone-only for now. A universal build is on the roadmap.

Not directly, but you can run the iPhone app on a Mac with Apple Silicon through "iPhone apps on Mac" if your Mac runs macOS Sonoma or later. Full Mac support is on the roadmap.

Not yet. SpendTally is intentionally not a transaction aggregator — there is no bank connection. You add your named costs manually, which is also what makes the yearly forecast feel real. An import feature (CSV) is on the roadmap.

Email oveshdev@gmail.com with the subject "SpendTally bug report". Include your iOS version, iPhone model, app version (Settings → About), and a screenshot if possible. The developer replies to every bug report personally.

Email oveshdev@gmail.com with the subject "SpendTally feature request". Short, concrete requests get the best response. "Make it do X" is more useful than "make it better".

The roadmap is informal and lives in the developer's head. Major themes for the next 90 days: iPad support, CSV import, more languages, and improved widgets. No public roadmap board at the moment.

It moved into Transactions. The full cost library is now the named-cost surface of the Transactions tab — same categories, same named costs, plus the full transaction ledger (income, refunds, transfers) under one roof.

Plan is where budgets and schedules live. You can create a daily, weekly, monthly, or yearly budget envelope, then watch pace and remaining money update as you log payments. The same tab holds your bills, subscriptions, paydays, and debt payment schedules, grouped Overdue / Due Today / Next 7 Days / Later.

Analyze replaces the old 5th tab. It shows cash flow, budget performance, category distribution, a day-of-week × hour-of-day heatmap of when you spend, drift detection (which categories are trending up), and one-tap leak evidence that points at the payments behind a leak.

Open a transaction, choose Scan receipt, point the camera at the paper, review the extracted items, then either create a future bill or log the transaction. Everything is processed on-device with Apple Vision — no upload, no server.

Two. Camera is requested only when you open the receipt or bill scanner. Photo library is requested only when you save a reveal card or share video. Local notifications are requested only when you turn on a reminder or the weekly digest. There is no location, contacts, microphone, or Face ID access. See the Privacy Policy for the full list.

Yes. The data model migrates in place; nothing is deleted, archived, or rewritten. Your existing named costs, payments, tags, and history carry into the new Transactions and Plan tabs exactly as they were.

Open Settings → Accounts, add a cash, bank, savings, credit-card, loan, asset, or liability balance, and reconcile it. The Home tab then shows your liquid cash, total liabilities, and "available after commitments" — a real number based only on balances and unpaid bills you've actually entered.

Open the Plan tab → Goals. Each goal has a history of dated contributions, and each contribution carries the source — a payment, a transfer, or a manual entry. The progress bar reflects the sum of contributions, not just a single number.